Net Income Analysis ( % relative to Total Revenue )
Income Statement Christiana Bank & Trust Company All Insured Commercial Banks in Delaware
Interest and Fees on Loans 4,724 503,607
Income from Lease Financing Receivables — 12,895
— 4,875
Estimated Tax Benefit from Tax-Exempt Loan Income — 2,491
Income on Loans and Leases (TE) 4,724 518,994
Investment Interest Income (TE) 120 166,683
Total Interest Income (TE) 4,955 706,441
Total Interest Expense 699 94,339
Net Interest Income (TE) 4,256 612,102
Non-Interest Income 4,723 269,433
Adjusted Operating Income (TE) 8,979 881,535
Non-interest Expense 14,831 529,168
Provision for Loan & Lease Losses 2,297 156,181
Pretax Operating Income (TE) -8,149 196,185
Pretax Net Operating Income (TE) -8,149 193,654
Applicable Income Taxes 35 52,256
Net Operating Income -8,184 137,875
Net Income -8,184 135,576
Cash Dividends Declared — 21,814
Retained Earnings -8,184 113,762