Net Income Analysis ( % relative to Total Revenue )
Income Statement Chester County Bank All Insured Commercial Banks in Tennessee
Interest and Fees on Loans 1,945 12,197
Income from Lease Financing Receivables — 0
— 25
Estimated Tax Benefit from Tax-Exempt Loan Income — 12
Income on Loans and Leases (TE) 1,945 12,231
Investment Interest Income (TE) 680 1,544
Total Interest Income (TE) 2,828 14,034
Total Interest Expense 295 1,553
Net Interest Income (TE) 2,533 12,478
Non-Interest Income 442 2,901
Adjusted Operating Income (TE) 2,975 15,672
Non-interest Expense 2,086 10,334
Provision for Loan & Lease Losses — 317
Pretax Operating Income (TE) 889 4,962
Pretax Net Operating Income (TE) 953 5,007
Applicable Income Taxes 253 1,069
Net Operating Income 592 3,589
Net Income 592 3,593
Cash Dividends Declared 175 1,505
Retained Earnings 417 1,960