Efficiency Ratio Over Time
Efficiency Ratio Chelsea State Bank All Insured Commercial Banks in Michigan
12-31-2016 59.005 71.925
09-30-2016 63.349 72.284
06-30-2016 64.647 72.703
03-31-2016 67.592 74.111
12-31-2015 64.755 73.902
09-30-2015 64.881 72.796
06-30-2015 64.3 73.108
03-31-2015 70.012 74.364
12-31-2014 64.135 75.309
09-30-2014 64.169 75.334
06-30-2014 63.728 75.605
03-31-2014 65.394 76.846
12-31-2013 60.152 74.841
09-30-2013 60.728 73.806
06-30-2013 62.283 73.811
03-31-2013 64.065 73.988
12-31-2012 60.714 71.723
09-30-2012 60.922 71.614
06-30-2012 61.866 71.839
03-31-2012 62.68 72.697
12-31-2011 69.271 73.486
09-30-2011 70.443 73.637
06-30-2011 75.114 74.221
03-31-2011 65.782 75.166
12-31-2010 61.834 74.379
09-30-2010 60.864 74.86
06-30-2010 59.909 75.739
03-31-2010 60.563 76.883
12-31-2009 66.341 82.058
09-30-2009 67.747 81.121
06-30-2009 68.691 82.109
03-31-2009 64.929 80.184
12-31-2008 58.68 80.181
09-30-2008 62.385 75.465
06-30-2008 59.405 75.619
03-31-2008 57.85 76.097
12-31-2007 57.897 72.221
09-30-2007 57.728 70.635
06-30-2007 56.511 69.92
03-31-2007 54.656 70.315
12-31-2006 52.935 66.877
09-30-2006 53.597 65.716
06-30-2006 54.391 66.171
03-31-2006 54.314 66.982
12-31-2005 51.426 64.078
09-30-2005 51.409 64.016
06-30-2005 51.444 63.808
03-31-2005 52.499 64.541
12-31-2004 53.021 64.329
09-30-2004 54.037 64.747
06-30-2004 54.3 65.538
03-31-2004 55.208 66.274
12-31-2003 52.513 63.66
09-30-2003 51.857 62.955
06-30-2003 50.718 63.034
03-31-2003 52.594 63.233
12-31-2002 50.057 62.526