Assets
Liabilities
Assets Chelsea State Bank All Insured Commercial Banks in Michigan
Total Assets 277,203,000 310,577,917
Loans & Leases 164,596,000 216,162,583
Real Estate Loans 131,571 170,377
Commercial Loans 34,285 34,246
Individual Loans 1,042 6,909
Agricultural Loans 41 2,395
Other Loans and Leases in Domestic and Foreign Offices 1,819 4,967
Loan and Lease Allowance (3,855) (2,718)
Unearned Income on Loans (307) (13)
Securities 60,339,000 52,406,917
U.S. Treasury and Agency Securities 38,578 26,447
Municipal Securities 21,761 22,390
Foreign Debt Securities — 137
All Other Securities — 3,433
Cash & Balances due from depository institutions 38,570,000 21,911,119
Noninterest-Bearing Cash and Due From Banks 6,059 7,751
Interest-Bearing Bank Balances 32,511 14,160
Federal Funds Sold and Resales 32 759
Trading Account Assets — 0
Premises and fixed assets (including capitalized leases) 3,065 5,622
Other Real Estate Owned 599 590
Direct and Indirect Investments in Real Estate Ventures — 0
Investment in Unconsolidated Subsidiaries — 16
Acceptances and Other Assets 10,002 13,110
Liabilities Chelsea State Bank All Insured Commercial Banks in Michigan
Total Liabilities 277,203,000 305,048,190
Deposits 246,222,000 271,113,548
Demand Deposits 16,036 45,963
All NOW & ATS Accounts 10,146 26,638
Money Market Deposit Accounts 148,000 45,591
Other Nontransaction Savings 40,354 76,679
Time Deposits At Or Below Insurance Limit 27,365 54,342
Fully Insured Brokered Deposits — 13,573
Less: Fully Insured Brokered Deposits — (13,573)
Time Deposits Above Insurance Limit 2,830 10,051
Total Deposits in Foreign Offices — 0
Federal Home Loan Bank Borrowings Maturing Under One Year — 1,780
Federal Funds Purchased & Resales — 1,957
Federal Home Loan Bank Borrowing Maturing Over One Year — 5,674
Other Borrowings Maturing Under One Year — 0
Other Borrowing Maturing Over One Year — 2
Acceptances & Other Liabilities 1,491 2,436
Capital 30,981,000 33,934,643
Subordinated Notes and Debentures — 0
Total Equity 30,981 33,935