Charterbank
West Point, GA — Savings & Loan Association
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Charterbank | All Insured Savings Banks in Georgia |
Interest and Fees on Loans | 46,887 | 10,880 |
Income from Lease Financing Receivables | — | 0 |
300 | 30 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 143 | 14 |
Income on Loans and Leases (TE) | 47,030 | 10,894 |
Investment Interest Income (TE) | 3,916 | 811 |
Total Interest Income (TE) | 51,563 | 11,878 |
Total Interest Expense | 5,778 | 1,414 |
Net Interest Income (TE) | 45,785 | 10,464 |
Non-Interest Income | 19,770 | 6,681 |
Adjusted Operating Income (TE) | 65,555 | 17,145 |
Non-interest Expense | 44,955 | 13,365 |
Provision for Loan & Lease Losses | -1,000 | -7 |
Pretax Operating Income (TE) | 21,600 | 3,786 |
Pretax Net Operating Income (TE) | 21,613 | 3,792 |
Applicable Income Taxes | 7,541 | 837 |
Net Operating Income | 13,922 | 2,926 |
Net Income | 13,922 | 2,926 |
Cash Dividends Declared | 56,000 | 5,321 |
Retained Earnings | -42,078 | -2,395 |