Net Income Analysis ( % relative to Total Revenue )
Income Statement Charter One Bank, National Association All Insured Commercial Banks in Ohio
Interest and Fees on Loans 961,282 22,834
Income from Lease Financing Receivables 35,793 55,733
1,859 1,357
Estimated Tax Benefit from Tax-Exempt Loan Income 1,001 629
Income on Loans and Leases (TE) 998,076 23,545
Investment Interest Income (TE) 118,035 5,616
Total Interest Income (TE) 1,162,067 10,033
Total Interest Expense 694,401 6,184
Net Interest Income (TE) 467,666 5,511
Non-Interest Income 210,034 2,576
Adjusted Operating Income (TE) 677,700 10,016
Non-interest Expense 410,628 4,719
Provision for Loan & Lease Losses 61,296 18,802
Pretax Operating Income (TE) 205,776 100,620
Pretax Net Operating Income (TE) 205,762 98,539
Applicable Income Taxes 76,650 37,596
Net Operating Income 127,756 64,401
Net Income 127,756 64,330
Cash Dividends Declared 125,000 71,625
Retained Earnings 2,756 17,881