Vitals
  • Total Assets
    260.9M 16.5 %
  • Total Deposits
    216.1M 18.6 %
  • Total Net Loans
    184.8M 26.3 %
  • Net Income
    109000.0000 -63.2 %
  • Book Value
    18.2M 3.9 %
  • Book Value x2
    36.4M 3.9 %
  • Book Value x3
    54.6M 3.9 %
ROAA

.166

ROAE

2.424

Efficiency Ratio

85.714

Net Interest Margin

3.536

Balance Sheet Highlights
Financial Highlights Chart Bank, A Cooperative Bank All Insured Savings Banks in Massachusetts
Balance Sheet $(000)
Total Assets 260,851 338,007
Total Net Loans 184,829 205,875
Total Deposits 216,118 259,011
Total Equity 18,203 35,152
Profitability
Net Income 109 598
Return on Average Assets .166 .65
Return on Average Equity 2.424 6.419
Net Interest Margin 3.536 3.451
Efficiency Ratio 85.714 72.8
Noninterest Income/Revenue 17.919 7.907
Balance Sheet Ratios
Loan-to-Deposit 85.522 80.391
Securities/Assets .132 .362
Total Equity/Total Assets .07 .104
Tangible Equity/Tangible Assets .07 .089
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 18,201 34,262
Tier 2 Capital 1,812 2,299
Total Capital 20,013 36,821
Total Risk Weighted Assets 165,128 204,845
Leverage Ratio 6.92 10.026
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.02 17.183
Total Capital Ratio 12.12 18.248

Timeline for Chart Bank, A Cooperative Bank

Benjamin Franklin Bank

Chart Bank, A Cooperative Bank was acquired by Benjamin Franklin Bank 19 years

View Profile Apr 05 2005

Chart Bank, A Cooperative Bank

Chart Bank, A Cooperative Bank was established 38 years ago and is currently headquartered in Waltham, MA.

May 31 1986
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Benjamin Franklin Bank Buyer 998,769 Acquisition Discontinued 4/5/2005
Relationships Role Relationship Start Relationship End
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