Champion Bank
Creve Coeur, MO — Non-member Bank
Acquired May 2010
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Champion Bank | All Insured Commercial Banks in Missouri |
Interest and Fees on Loans | 1,792 | 1,993 |
Income from Lease Financing Receivables | — | 111 |
— | 44 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 24 |
Income on Loans and Leases (TE) | 1,792 | 2,000 |
Investment Interest Income (TE) | 152 | 361 |
Total Interest Income (TE) | 1,963 | 2,351 |
Total Interest Expense | 1,184 | 650 |
Net Interest Income (TE) | 779 | 1,666 |
Non-Interest Income | 306 | 334 |
Adjusted Operating Income (TE) | 1,085 | 1,977 |
Non-interest Expense | 1,611 | 1,325 |
Provision for Loan & Lease Losses | 480 | 869 |
Pretax Operating Income (TE) | -1,006 | 443 |
Pretax Net Operating Income (TE) | -765 | 474 |
Applicable Income Taxes | — | 350 |
Net Operating Income | -765 | 366 |
Net Income | -765 | 366 |
Cash Dividends Declared | — | 669 |
Retained Earnings | -765 | 163 |