Net Income Analysis ( % relative to Total Revenue )
Income Statement Cerescobank All Insured Commercial Banks in Nebraska
Interest and Fees on Loans 1,389 5,628
Income from Lease Financing Receivables — 1
8 22
Estimated Tax Benefit from Tax-Exempt Loan Income 4 11
Income on Loans and Leases (TE) 1,393 5,649
Investment Interest Income (TE) 284 825
Total Interest Income (TE) 1,694 6,660
Total Interest Expense 134 793
Net Interest Income (TE) 1,560 5,813
Non-Interest Income 395 986
Adjusted Operating Income (TE) 1,955 6,872
Non-interest Expense 1,466 4,155
Provision for Loan & Lease Losses — 208
Pretax Operating Income (TE) 489 2,412
Pretax Net Operating Income (TE) 489 2,466
Applicable Income Taxes 87 297
Net Operating Income 347 1,910
Net Income 347 1,911
Cash Dividends Declared 50 887
Retained Earnings 297 1,015