Centura Card Bank
Norcross, GA — State Member Bank
Acquired Aug 2009
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Centura Card Bank | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 318 | 5,094 |
Income from Lease Financing Receivables | — | — |
— | 935 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 23 |
Income on Loans and Leases (TE) | 318 | 5,100 |
Investment Interest Income (TE) | 56 | 763 |
Total Interest Income (TE) | 382 | 5,701 |
Total Interest Expense | 12 | 2,690 |
Net Interest Income (TE) | 370 | 3,201 |
Non-Interest Income | 118 | 9,295 |
Adjusted Operating Income (TE) | 488 | 4,057 |
Non-interest Expense | 368 | 3,431 |
Provision for Loan & Lease Losses | 223 | 11,259 |
Pretax Operating Income (TE) | — | 911 |
Pretax Net Operating Income (TE) | — | 975 |
Applicable Income Taxes | — | 569 |
Net Operating Income | — | 708 |
Net Income | — | 705 |
Cash Dividends Declared | — | 507 |
Retained Earnings | — | 558 |