Centrix Bank & Trust
Bedford, NH — Domestic Branch of a Domestic Bank
Acquired Oct 2014
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Centrix Bank & Trust | All Insured Commercial Banks in New Hampshire |
Interest and Fees on Loans | 24,900 | 12,527 |
Income from Lease Financing Receivables | — | 0 |
62 | 155 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 28 | 77 |
Income on Loans and Leases (TE) | 24,928 | 12,603 |
Investment Interest Income (TE) | 3,534 | 1,592 |
Total Interest Income (TE) | 28,532 | 14,276 |
Total Interest Expense | 4,302 | 2,008 |
Net Interest Income (TE) | 24,230 | 12,268 |
Non-Interest Income | 1,015 | 1,211 |
Adjusted Operating Income (TE) | 25,245 | 13,479 |
Non-interest Expense | 13,722 | 8,884 |
Provision for Loan & Lease Losses | 975 | 433 |
Pretax Operating Income (TE) | 10,548 | 4,162 |
Pretax Net Operating Income (TE) | 10,556 | 4,511 |
Applicable Income Taxes | 4,189 | 1,528 |
Net Operating Income | 6,267 | 2,774 |
Net Income | 6,267 | 2,774 |
Cash Dividends Declared | 183 | 196 |
Retained Earnings | 6,084 | 2,578 |