Central Valley Community Bank
Fresno, CA — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Central Valley Community Bank | All Insured Commercial Banks in California |
Interest and Fees on Loans | 34,024 | 39,600 |
Income from Lease Financing Receivables | 28 | 93 |
— | 41 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 21 |
Income on Loans and Leases (TE) | 34,052 | 39,939 |
Investment Interest Income (TE) | 15,794 | 4,547 |
Total Interest Income (TE) | 50,765 | 46,718 |
Total Interest Expense | 975 | 3,460 |
Net Interest Income (TE) | 49,790 | 42,511 |
Non-Interest Income | 7,169 | 7,405 |
Adjusted Operating Income (TE) | 56,959 | 56,117 |
Non-interest Expense | 38,007 | 31,848 |
Provision for Loan & Lease Losses | -5,850 | 726 |
Pretax Operating Income (TE) | 24,802 | 20,596 |
Pretax Net Operating Income (TE) | 26,586 | 21,052 |
Applicable Income Taxes | 7,266 | 7,212 |
Net Operating Income | 15,862 | 12,949 |
Net Income | 15,862 | 12,577 |
Cash Dividends Declared | 13,010 | 2,927 |
Retained Earnings | 2,852 | 8,927 |