Efficiency Ratio Over Time
Efficiency Ratio Central National Bank All Insured Commercial Banks in Texas
12-31-2016 46.66 66.762
09-30-2016 47.234 66.187
06-30-2016 47.81 66.286
03-31-2016 48.086 66.484
12-31-2015 49.155 67.473
09-30-2015 50.019 67.019
06-30-2015 51.067 67.62
03-31-2015 52.047 68.379
12-31-2014 49.282 67.933
09-30-2014 49.021 67.76
06-30-2014 49.59 68.348
03-31-2014 50.752 69.161
12-31-2013 53.845 70.01
09-30-2013 54.59 69.448
06-30-2013 55.349 70.111
03-31-2013 56.593 71.168
12-31-2012 53.457 70.289
09-30-2012 52.555 69.365
06-30-2012 51.989 69.7
03-31-2012 52.111 69.836
12-31-2011 53.974 71.203
09-30-2011 54.275 70.717
06-30-2011 55.124 71.672
03-31-2011 56.831 72.166
12-31-2010 55.545 72.798
09-30-2010 54.302 71.344
06-30-2010 55.42 71.672
03-31-2010 57.571 72.124
12-31-2009 56.094 72.899
09-30-2009 53.959 71.928
06-30-2009 54.702 72.628
03-31-2009 53.565 71.399
12-31-2008 54.93 70.933
09-30-2008 54.827 69.839
06-30-2008 54.691 70.152
03-31-2008 54.85 69.753
12-31-2007 56.351 68.047
09-30-2007 57.014 66.762
06-30-2007 59.231 66.933
03-31-2007 61.173 66.629
12-31-2006 60.477 66.288
09-30-2006 59.469 64.993
06-30-2006 60.204 65.249
03-31-2006 62.807 65.978
12-31-2005 59.251 67.153
09-30-2005 59.714 66.756
06-30-2005 59.765 67.031
03-31-2005 61.571 67.486
12-31-2004 58.58 69.184
09-30-2004 60.163 68.305
06-30-2004 59.976 68.807
03-31-2004 59.7 69.055
12-31-2003 59.734 69.41
09-30-2003 59.185 68.526
06-30-2003 58.785 68.452
03-31-2003 60.206 68.632
12-31-2002 62.765 67.534