Central National Bank
Waco, TX — National Bank
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Net Interest Margin Over Time
| Net Interest Margin | Central National Bank | All Insured Commercial Banks in Texas |
| 12-31-2016 | 3.691 | 3.773 |
| 09-30-2016 | 3.705 | 3.776 |
| 06-30-2016 | 3.711 | 3.769 |
| 03-31-2016 | 3.709 | 3.775 |
| 12-31-2015 | 3.496 | 3.74 |
| 09-30-2015 | 3.468 | 3.72 |
| 06-30-2015 | 3.441 | 3.683 |
| 03-31-2015 | 3.456 | 3.673 |
| 12-31-2014 | 3.55 | 3.775 |
| 09-30-2014 | 3.524 | 3.765 |
| 06-30-2014 | 3.504 | 3.741 |
| 03-31-2014 | 3.485 | 3.721 |
| 12-31-2013 | 3.27 | 3.725 |
| 09-30-2013 | 3.235 | 3.716 |
| 06-30-2013 | 3.249 | 3.685 |
| 03-31-2013 | 3.308 | 3.659 |
| 12-31-2012 | 3.636 | 3.849 |
| 09-30-2012 | 3.684 | 3.88 |
| 06-30-2012 | 3.702 | 3.884 |
| 03-31-2012 | 3.703 | 3.892 |
| 12-31-2011 | 3.611 | 4.001 |
| 09-30-2011 | 3.608 | 4.026 |
| 06-30-2011 | 3.553 | 4.009 |
| 03-31-2011 | 3.509 | 3.963 |
| 12-31-2010 | 3.578 | 4.103 |
| 09-30-2010 | 3.657 | 4.128 |
| 06-30-2010 | 3.712 | 4.112 |
| 03-31-2010 | 3.705 | 4.105 |
| 12-31-2009 | 3.617 | 4.156 |
| 09-30-2009 | 3.66 | 4.158 |
| 06-30-2009 | 3.651 | 4.126 |
| 03-31-2009 | 3.562 | 4.099 |
| 12-31-2008 | 3.75 | 4.235 |
| 09-30-2008 | 3.793 | 4.247 |
| 06-30-2008 | 3.841 | 4.228 |
| 03-31-2008 | 3.891 | 4.272 |
| 12-31-2007 | 3.567 | 4.563 |
| 09-30-2007 | 3.485 | 4.582 |
| 06-30-2007 | 3.399 | 4.555 |
| 03-31-2007 | 3.303 | 4.497 |
| 12-31-2006 | 3.375 | 4.615 |
| 09-30-2006 | 3.406 | 4.6 |
| 06-30-2006 | 3.403 | 4.566 |
| 03-31-2006 | 3.394 | 4.513 |
| 12-31-2005 | 3.371 | 4.492 |
| 09-30-2005 | 3.363 | 4.458 |
| 06-30-2005 | 3.363 | 4.405 |
| 03-31-2005 | 3.352 | 4.377 |
| 12-31-2004 | 3.5 | 4.362 |
| 09-30-2004 | 3.501 | 4.344 |
| 06-30-2004 | 3.53 | 4.301 |
| 03-31-2004 | 3.577 | 4.304 |
| 12-31-2003 | 3.53 | 4.327 |
| 09-30-2003 | 3.546 | 4.323 |
| 06-30-2003 | 3.545 | 4.347 |
| 03-31-2003 | 3.43 | 4.348 |
| 12-31-2002 | 3.447 | 4.573 |