Central Kentucky Federal Savings Bank
Danville, KY — Domestic Branch of a Domestic Bank
Acquired Jan 2013
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Central Kentucky Federal Savings Bank | All Insured Savings Banks in Kentucky |
Interest and Fees on Loans | 5,454 | 5,522 |
Income from Lease Financing Receivables | — | 0 |
— | 5 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 2 |
Income on Loans and Leases (TE) | 5,454 | 5,524 |
Investment Interest Income (TE) | 279 | 1,152 |
Total Interest Income (TE) | 5,826 | 6,775 |
Total Interest Expense | 1,547 | 1,911 |
Net Interest Income (TE) | 4,279 | 4,864 |
Non-Interest Income | 68 | 845 |
Adjusted Operating Income (TE) | 4,347 | 5,709 |
Non-interest Expense | 3,200 | 4,442 |
Provision for Loan & Lease Losses | 560 | 423 |
Pretax Operating Income (TE) | 587 | 843 |
Pretax Net Operating Income (TE) | 587 | 964 |
Applicable Income Taxes | 200 | 245 |
Net Operating Income | 387 | 605 |
Net Income | 387 | 605 |
Cash Dividends Declared | — | 1,308 |
Retained Earnings | 387 | -704 |