Central California Bank
Sonora, CA — Domestic Branch of a Domestic Bank
Acquired Jun 2006
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Central California Bank | All Insured Commercial Banks in California |
Interest and Fees on Loans | 6,855 | 8,273 |
Income from Lease Financing Receivables | — | 1,799 |
10 | 331 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 5 | 183 |
Income on Loans and Leases (TE) | 6,860 | 8,027 |
Investment Interest Income (TE) | 450 | 2,777 |
Total Interest Income (TE) | 7,473 | 8,320 |
Total Interest Expense | 1,616 | 2,525 |
Net Interest Income (TE) | 5,857 | 5,793 |
Non-Interest Income | 1,010 | 1,951 |
Adjusted Operating Income (TE) | 6,867 | 7,387 |
Non-interest Expense | 2,974 | 4,139 |
Provision for Loan & Lease Losses | 160 | 702 |
Pretax Operating Income (TE) | 3,733 | 8,627 |
Pretax Net Operating Income (TE) | 3,733 | 8,602 |
Applicable Income Taxes | 1,397 | 3,346 |
Net Operating Income | 2,236 | 5,338 |
Net Income | 2,236 | 5,302 |
Cash Dividends Declared | — | 6,076 |
Retained Earnings | 2,236 | 3,810 |