Efficiency Ratio Over Time
Efficiency Ratio Central California Bank All Insured Commercial Banks in California
03-31-2006 43.311 69.95
12-31-2005 50.018 74.917
09-30-2005 52.117 71.155
06-30-2005 53.259 70.343
03-31-2005 56.403 68.656
12-31-2004 54.426 71.614
09-30-2004 54.748 71.664
06-30-2004 55.674 72.622
03-31-2004 56.49 74.921
12-31-2003 55.064 78.394
09-30-2003 55.245 69.685
06-30-2003 57.587 70.304
03-31-2003 59.272 69.597
12-31-2002 64.487 70.571