Central Bank
Lebanon, MO — Domestic Branch of a Domestic Bank
Acquired May 2016
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Central Bank | All Insured Commercial Banks in Missouri |
Interest and Fees on Loans | 2,516 | 2,041 |
Income from Lease Financing Receivables | — | 1 |
— | 7 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 3 |
Income on Loans and Leases (TE) | 2,516 | 2,049 |
Investment Interest Income (TE) | 160 | 263 |
Total Interest Income (TE) | 2,703 | 2,371 |
Total Interest Expense | 262 | 233 |
Net Interest Income (TE) | 2,441 | 2,126 |
Non-Interest Income | 838 | 459 |
Adjusted Operating Income (TE) | 3,279 | 2,592 |
Non-interest Expense | 1,780 | 1,693 |
Provision for Loan & Lease Losses | 219 | 55 |
Pretax Operating Income (TE) | 1,280 | 833 |
Pretax Net Operating Income (TE) | 1,280 | 862 |
Applicable Income Taxes | 423 | 157 |
Net Operating Income | 829 | 667 |
Net Income | 829 | 668 |
Cash Dividends Declared | — | 277 |
Retained Earnings | 829 | 342 |