Central Bank & Trust
Cordele, GA — Domestic Branch of a Domestic Bank
Acquired Feb 2006
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Central Bank & Trust | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 3,036 | 9,993 |
Income from Lease Financing Receivables | — | 20,050 |
26 | 1,051 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 13 | 546 |
Income on Loans and Leases (TE) | 3,049 | 10,011 |
Investment Interest Income (TE) | 319 | 1,131 |
Total Interest Income (TE) | 3,587 | 10,983 |
Total Interest Expense | 1,052 | 3,730 |
Net Interest Income (TE) | 2,535 | 7,289 |
Non-Interest Income | 727 | 1,414 |
Adjusted Operating Income (TE) | 3,262 | 8,817 |
Non-interest Expense | 1,948 | 4,958 |
Provision for Loan & Lease Losses | — | 1,363 |
Pretax Operating Income (TE) | 1,564 | 16,779 |
Pretax Net Operating Income (TE) | 1,529 | 16,741 |
Applicable Income Taxes | 491 | 6,296 |
Net Operating Income | 1,025 | 11,252 |
Net Income | 1,025 | 11,253 |
Cash Dividends Declared | — | 8,637 |
Retained Earnings | 1,025 | 5,416 |