Centra Bank, Inc.
Morgantown, WV — Domestic Branch of a Domestic Bank
Acquired Apr 2012
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Centra Bank, Inc. | All Insured Commercial Banks in West Virginia |
Interest and Fees on Loans | 14,304 | 2,815 |
Income from Lease Financing Receivables | — | 0 |
48 | 26 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 25 | 13 |
Income on Loans and Leases (TE) | 14,329 | 2,831 |
Investment Interest Income (TE) | 217 | 440 |
Total Interest Income (TE) | 14,557 | 3,307 |
Total Interest Expense | 774 | 579 |
Net Interest Income (TE) | 13,783 | 2,694 |
Non-Interest Income | 1,741 | 564 |
Adjusted Operating Income (TE) | 15,524 | 3,304 |
Non-interest Expense | 6,562 | 2,036 |
Provision for Loan & Lease Losses | 1,058 | 261 |
Pretax Operating Income (TE) | 7,904 | 1,005 |
Pretax Net Operating Income (TE) | 7,904 | 1,039 |
Applicable Income Taxes | 2,508 | 259 |
Net Operating Income | 5,329 | 700 |
Net Income | 5,329 | 704 |
Cash Dividends Declared | 4,000 | 296 |
Retained Earnings | 1,329 | 371 |