Vitals
  • Total Assets
    181.4M 27.6 %
  • Total Deposits
    148.4M 18.4 %
  • Total Net Loans
    112.1M 31.8 %
  • Net Income
    1.1M 171.6 %
  • Book Value
    17.2M 15.7 %
  • Book Value x2
    34.4M 15.7 %
  • Book Value x3
    51.5M 15.7 %
ROAA

.674

ROAE

6.753

Efficiency Ratio

68.906

Net Interest Margin

4.205

Balance Sheet Highlights
Financial Highlights Centerstate Bank Of Florida All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 181,447 249,300
Total Net Loans 112,082 171,913
Total Deposits 148,401 203,184
Total Equity 17,179 23,401
Profitability
Net Income 1,089 5,512
Return on Average Assets .674 1.296
Return on Average Equity 6.753 14.571
Net Interest Margin 4.205 4.355
Efficiency Ratio 68.906 70.265
Noninterest Income/Revenue 10.277 10.491
Balance Sheet Ratios
Loan-to-Deposit 75.526 83.959
Securities/Assets .204 .372
Total Equity/Total Assets .095 .094
Tangible Equity/Tangible Assets .066 -.087
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 12,453 22,538
Tier 2 Capital 1,306 2,146
Total Capital 13,759 24,771
Total Risk Weighted Assets 135,733 186,441
Leverage Ratio 7.28 10.609
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.17 14.395
Total Capital Ratio 10.14 15.516

Timeline for Centerstate Bank Of Florida

Centerstate Bank Of Florida, National Association

Centerstate Bank Of Florida was acquired by Centerstate Bank Of Florida, National Association 18 years

View Profile Jan 20 2006

Centerstate Banks, Inc.

Centerstate Banks, Inc. became a new parent organization for Centerstate Bank Of Florida.

View Profile Jan 01 2003

Centerstate Shared Services, Inc.

Centerstate Shared Services, Inc. became a new subsidiary organization for Centerstate Bank Of Florida.

View Profile Jan 01 2003

Centerstate Bank Of Florida

Centerstate Bank Of Florida was established 24 years ago and is currently headquartered in Winter Haven, FL.

Apr 14 2000
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Centerstate Bank Of Florida, National Association Buyer 5,005,472 Pooling of Interests Discontinued 1/20/2006
Relationships Role Relationship Start Relationship End
Centerstate Banks, Inc. Parent 1/1/2003 1/19/2006
Centerstate Shared Services, Inc. Subsidary 5/1/2004 1/19/2006
Centerstate Shared Services, Inc. Subsidary 1/1/2003 4/30/2004
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