Centennial Bank
Lubbock, TX — State Member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Centennial Bank | All Insured Commercial Banks in Texas |
Interest and Fees on Loans | 25,474 | 10,872 |
Income from Lease Financing Receivables | 354 | 2 |
36 | 44 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 18 | 22 |
Income on Loans and Leases (TE) | 25,846 | 10,941 |
Investment Interest Income (TE) | 5,043 | 2,007 |
Total Interest Income (TE) | 31,049 | 13,476 |
Total Interest Expense | 1,813 | 1,063 |
Net Interest Income (TE) | 29,236 | 12,338 |
Non-Interest Income | 4,689 | 2,639 |
Adjusted Operating Income (TE) | 33,925 | 15,335 |
Non-interest Expense | 22,211 | 9,693 |
Provision for Loan & Lease Losses | 835 | 524 |
Pretax Operating Income (TE) | 10,879 | 4,819 |
Pretax Net Operating Income (TE) | 11,046 | 4,946 |
Applicable Income Taxes | — | 576 |
Net Operating Income | 9,943 | 3,858 |
Net Income | 9,943 | 3,845 |
Cash Dividends Declared | 8,968 | 1,701 |
Retained Earnings | 975 | 1,997 |