Net Income Analysis ( % relative to Total Revenue )
Income Statement Centennial Bank All Insured Commercial Banks in Arkansas
Interest and Fees on Loans 403,391 11,107
Income from Lease Financing Receivables — 1
1,182 29
Estimated Tax Benefit from Tax-Exempt Loan Income 620 15
Income on Loans and Leases (TE) 404,011 11,129
Investment Interest Income (TE) 38,606 1,636
Total Interest Income (TE) 446,192 12,872
Total Interest Expense 28,990 1,430
Net Interest Income (TE) 417,202 11,443
Non-Interest Income 82,647 3,679
Adjusted Operating Income (TE) 499,849 16,091
Non-interest Expense 180,070 10,771
Provision for Loan & Lease Losses 18,608 635
Pretax Operating Income (TE) 301,171 4,580
Pretax Net Operating Income (TE) 301,290 4,646
Applicable Income Taxes 110,287 823
Net Operating Income 184,392 3,504
Net Income 184,392 3,504
Cash Dividends Declared 44,624 2,018
Retained Earnings 139,768 1,459