Net Income Analysis ( % relative to Total Revenue )
Income Statement Centennial Bank Of The West All Insured Commercial Banks in Colorado
Interest and Fees on Loans 55,384 14,728
Income from Lease Financing Receivables 355 155
408 131
Estimated Tax Benefit from Tax-Exempt Loan Income — 66
Income on Loans and Leases (TE) 55,739 14,779
Investment Interest Income (TE) 2,240 4,932
Total Interest Income (TE) 59,338 15,732
Total Interest Expense 23,731 6,380
Net Interest Income (TE) 35,607 9,071
Non-Interest Income 6,101 2,223
Adjusted Operating Income (TE) 41,708 11,520
Non-interest Expense 168,746 7,183
Provision for Loan & Lease Losses 21,388 1,094
Pretax Operating Income (TE) — 5,835
Pretax Net Operating Income (TE) — 5,833
Applicable Income Taxes — 2,004
Net Operating Income — 4,108
Net Income — 4,108
Cash Dividends Declared — 2,441
Retained Earnings — 2,667