Net Income Analysis ( % relative to Total Revenue )
Income Statement Castle Rock Bank All Insured Commercial Banks in Colorado
Interest and Fees on Loans 3,637 12,058
Income from Lease Financing Receivables — 15
— 86
Estimated Tax Benefit from Tax-Exempt Loan Income — 44
Income on Loans and Leases (TE) 3,637 12,124
Investment Interest Income (TE) 1,249 1,943
Total Interest Income (TE) 5,033 14,428
Total Interest Expense 409 901
Net Interest Income (TE) 4,624 13,487
Non-Interest Income 559 4,327
Adjusted Operating Income (TE) 5,183 18,392
Non-interest Expense 3,001 12,555
Provision for Loan & Lease Losses -300 237
Pretax Operating Income (TE) 2,482 5,288
Pretax Net Operating Income (TE) 2,482 5,374
Applicable Income Taxes — 823
Net Operating Income 2,233 4,034
Net Income 2,233 4,034
Cash Dividends Declared 1,205 1,590
Retained Earnings 1,028 2,176