Net Income Analysis ( % relative to Total Revenue )
Income Statement Carolina Premier Bank All Insured Commercial Banks in North Carolina
Interest and Fees on Loans 8,684 43,859
Income from Lease Financing Receivables — 183
124 287
Estimated Tax Benefit from Tax-Exempt Loan Income 64 148
Income on Loans and Leases (TE) 8,748 44,236
Investment Interest Income (TE) 1,279 4,769
Total Interest Income (TE) 10,211 49,636
Total Interest Expense 1,408 4,652
Net Interest Income (TE) 8,803 44,984
Non-Interest Income 723 11,387
Adjusted Operating Income (TE) 9,526 56,298
Non-interest Expense 8,302 38,609
Provision for Loan & Lease Losses 125 1,359
Pretax Operating Income (TE) 1,099 16,556
Pretax Net Operating Income (TE) 1,114 16,646
Applicable Income Taxes 76 5,112
Net Operating Income 676 10,887
Net Income 676 10,887
Cash Dividends Declared — 5,698
Retained Earnings 676 5,606