Net Income Analysis ( % relative to Total Revenue )
Income Statement Capital One, National Association All Insured Commercial Banks in Virginia
Interest and Fees on Loans 8,608,464 27,504
Income from Lease Financing Receivables 2,994 0
184,539 210
Estimated Tax Benefit from Tax-Exempt Loan Income 98,611 103
Income on Loans and Leases (TE) 8,710,069 27,695
Investment Interest Income (TE) 1,200,742 3,362
Total Interest Income (TE) 10,728,422 31,612
Total Interest Expense 1,332,433 3,609
Net Interest Income (TE) 9,395,989 27,533
Non-Interest Income 4,981,490 6,168
Adjusted Operating Income (TE) 14,377,479 34,154
Non-interest Expense 10,283,538 22,095
Provision for Loan & Lease Losses 2,059,959 1,171
Pretax Operating Income (TE) 2,033,982 10,243
Pretax Net Operating Income (TE) 2,023,819 10,425
Applicable Income Taxes 612,114 2,728
Net Operating Income 1,313,094 7,993
Net Income 1,294,217 7,896
Cash Dividends Declared 2,250,002 2,915
Retained Earnings -955,785 3,997