Net Income Analysis ( % relative to Total Revenue )
Income Statement Capital One Bank (Usa), National Association All Insured Commercial Banks in Virginia
Interest and Fees on Loans 9,252,660 19,813
Income from Lease Financing Receivables — 0
— 106
Estimated Tax Benefit from Tax-Exempt Loan Income — 50
Income on Loans and Leases (TE) 9,252,660 19,948
Investment Interest Income (TE) 250,084 2,497
Total Interest Income (TE) 9,506,355 22,840
Total Interest Expense 907,870 2,603
Net Interest Income (TE) 8,598,485 19,876
Non-Interest Income 2,313,847 4,684
Adjusted Operating Income (TE) 10,912,332 24,932
Non-interest Expense 4,767,658 16,079
Provision for Loan & Lease Losses 3,251,542 764
Pretax Operating Income (TE) 2,893,132 7,693
Pretax Net Operating Income (TE) 2,895,446 7,817
Applicable Income Taxes 916,189 2,088
Net Operating Income 1,979,257 6,134
Net Income 1,979,188 6,054
Cash Dividends Declared 1,300,000 2,071
Retained Earnings 679,188 3,165