Net Income Analysis ( % relative to Total Revenue )
Income Statement Capital Community Bank All Insured Commercial Banks in Utah
Interest and Fees on Loans 13,791 144,231
Income from Lease Financing Receivables 214 818
— 4
Estimated Tax Benefit from Tax-Exempt Loan Income — 2
Income on Loans and Leases (TE) 14,005 146,912
Investment Interest Income (TE) 12 15,631
Total Interest Income (TE) 14,275 170,509
Total Interest Expense 1,576 9,414
Net Interest Income (TE) 12,699 157,917
Non-Interest Income 878 37,042
Adjusted Operating Income (TE) 13,577 194,902
Non-interest Expense 7,629 58,470
Provision for Loan & Lease Losses 865 8,897
Pretax Operating Income (TE) 5,083 98,475
Pretax Net Operating Income (TE) 5,077 99,300
Applicable Income Taxes 1,798 34,978
Net Operating Income 3,279 63,063
Net Income 3,279 63,059
Cash Dividends Declared — 20,004
Retained Earnings 3,279 29,291