Cape Cod Bank And Trust, National Association
Hyannis, MA — Domestic Branch of a Domestic Bank
Acquired May 2004
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Cape Cod Bank And Trust, National Association | All Insured Commercial Banks in Massachusetts |
Interest and Fees on Loans | 11,221 | 10,892 |
Income from Lease Financing Receivables | — | 2,695 |
11 | 95 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 6 | 47 |
Income on Loans and Leases (TE) | 11,227 | 11,299 |
Investment Interest Income (TE) | 3,108 | 7,217 |
Total Interest Income (TE) | 14,481 | 18,012 |
Total Interest Expense | 3,926 | 9,029 |
Net Interest Income (TE) | 10,555 | 13,201 |
Non-Interest Income | 5,882 | 13,302 |
Adjusted Operating Income (TE) | 16,437 | 26,490 |
Non-interest Expense | 12,186 | 16,239 |
Provision for Loan & Lease Losses | — | 1,504 |
Pretax Operating Income (TE) | 4,251 | 18,474 |
Pretax Net Operating Income (TE) | 5,776 | 18,911 |
Applicable Income Taxes | 2,284 | 6,436 |
Net Operating Income | 3,434 | 12,336 |
Net Income | 3,434 | 12,336 |
Cash Dividends Declared | 1,500 | 5,701 |
Retained Earnings | 1,934 | 9,370 |