Net Income Analysis ( % relative to Total Revenue )
Income Statement Cape Bank All Insured Savings Banks in New Jersey
Interest and Fees on Loans 13,948 6,392
Income from Lease Financing Receivables — 0
90 1
Estimated Tax Benefit from Tax-Exempt Loan Income 48 0
Income on Loans and Leases (TE) 13,996 6,394
Investment Interest Income (TE) 1,260 1,330
Total Interest Income (TE) 15,419 7,834
Total Interest Expense 1,727 1,688
Net Interest Income (TE) 13,692 6,147
Non-Interest Income 1,308 764
Adjusted Operating Income (TE) 15,000 8,438
Non-interest Expense 8,713 5,616
Provision for Loan & Lease Losses 1,216 172
Pretax Operating Income (TE) 5,071 2,180
Pretax Net Operating Income (TE) 5,315 2,229
Applicable Income Taxes 1,934 696
Net Operating Income 3,269 1,506
Net Income 3,269 1,506
Cash Dividends Declared 2,000 189
Retained Earnings 1,269 1,208