Net Income Analysis ( % relative to Total Revenue )
Income Statement Cambridge State Bank All Insured Commercial Banks in Wisconsin
Interest and Fees on Loans 1,747 5,853
Income from Lease Financing Receivables — 1
9 48
Estimated Tax Benefit from Tax-Exempt Loan Income 5 24
Income on Loans and Leases (TE) 1,752 5,883
Investment Interest Income (TE) 56 862
Total Interest Income (TE) 1,861 6,870
Total Interest Expense 120 688
Net Interest Income (TE) 1,741 6,146
Non-Interest Income 308 1,205
Adjusted Operating Income (TE) 2,049 7,448
Non-interest Expense 1,193 4,684
Provision for Loan & Lease Losses — 133
Pretax Operating Income (TE) 856 2,581
Pretax Net Operating Income (TE) 852 2,621
Applicable Income Taxes 298 462
Net Operating Income 543 1,930
Net Income 543 1,931
Cash Dividends Declared — 675
Retained Earnings 543 1,095