Net Income Analysis ( % relative to Total Revenue )
Income Statement Caldwell Bank & Trust Company All Insured Commercial Banks in Louisiana
Interest and Fees on Loans 9,463 12,249
Income from Lease Financing Receivables — 0
— 11
Estimated Tax Benefit from Tax-Exempt Loan Income — 5
Income on Loans and Leases (TE) 9,463 12,303
Investment Interest Income (TE) 204 1,723
Total Interest Income (TE) 9,716 14,309
Total Interest Expense 1,696 1,286
Net Interest Income (TE) 8,020 13,025
Non-Interest Income 1,577 2,369
Adjusted Operating Income (TE) 9,597 15,580
Non-interest Expense 6,153 10,422
Provision for Loan & Lease Losses 1,232 665
Pretax Operating Income (TE) 2,212 3,985
Pretax Net Operating Income (TE) 2,251 4,088
Applicable Income Taxes — 519
Net Operating Income 2,219 3,221
Net Income 2,219 3,221
Cash Dividends Declared 1,877 1,724
Retained Earnings 342 1,267