Net Income Analysis ( % relative to Total Revenue )
Income Statement Bryant Bank All Insured Commercial Banks in Alabama
Interest and Fees on Loans 38,666 8,354
Income from Lease Financing Receivables — 0
242 61
Estimated Tax Benefit from Tax-Exempt Loan Income 130 30
Income on Loans and Leases (TE) 38,796 8,404
Investment Interest Income (TE) 9,331 1,854
Total Interest Income (TE) 48,974 10,667
Total Interest Expense 4,087 1,209
Net Interest Income (TE) 44,887 9,419
Non-Interest Income 5,379 1,915
Adjusted Operating Income (TE) 50,266 11,331
Non-interest Expense 31,892 7,466
Provision for Loan & Lease Losses 311 339
Pretax Operating Income (TE) 18,063 3,581
Pretax Net Operating Income (TE) 18,290 3,690
Applicable Income Taxes — 694
Net Operating Income 18,160 2,603
Net Income 18,160 2,603
Cash Dividends Declared 7,500 1,049
Retained Earnings 10,660 1,520