Britton & Koontz Bank, N.A.
Natchez, MS — Domestic Branch of a Domestic Bank
Acquired Feb 2014
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Britton & Koontz Bank, N.A. | All Insured Commercial Banks in Mississippi |
Interest and Fees on Loans | 8,823 | 11,143 |
Income from Lease Financing Receivables | — | 1 |
20 | 19 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 10 | 10 |
Income on Loans and Leases (TE) | 8,833 | 11,154 |
Investment Interest Income (TE) | 3,150 | 2,401 |
Total Interest Income (TE) | 12,073 | 13,605 |
Total Interest Expense | 1,767 | 1,600 |
Net Interest Income (TE) | 10,306 | 12,010 |
Non-Interest Income | 2,620 | 3,367 |
Adjusted Operating Income (TE) | 12,926 | 15,374 |
Non-interest Expense | 11,396 | 10,563 |
Provision for Loan & Lease Losses | — | 504 |
Pretax Operating Income (TE) | 1,530 | 4,248 |
Pretax Net Operating Income (TE) | 1,645 | 4,293 |
Applicable Income Taxes | -11 | 770 |
Net Operating Income | 1,114 | 3,176 |
Net Income | 1,114 | 3,176 |
Cash Dividends Declared | 500 | 1,923 |
Retained Earnings | 614 | 1,144 |