Net Income Analysis ( % relative to Total Revenue )
Income Statement Bna Bank All Insured Commercial Banks in Mississippi
Interest and Fees on Loans 12,495 17,253
Income from Lease Financing Receivables 17 3
108 26
Estimated Tax Benefit from Tax-Exempt Loan Income 53 13
Income on Loans and Leases (TE) 12,565 17,289
Investment Interest Income (TE) 4,450 2,808
Total Interest Income (TE) 17,050 20,209
Total Interest Expense 2,068 1,763
Net Interest Income (TE) 14,982 18,449
Non-Interest Income 3,230 5,757
Adjusted Operating Income (TE) 18,212 24,205
Non-interest Expense 9,593 16,370
Provision for Loan & Lease Losses 200 563
Pretax Operating Income (TE) 8,419 7,204
Pretax Net Operating Income (TE) 8,927 7,253
Applicable Income Taxes 1,966 1,422
Net Operating Income 6,040 5,177
Net Income 6,040 5,177
Cash Dividends Declared 3,892 2,913
Retained Earnings 2,148 1,357