Net Income Analysis ( % relative to Total Revenue )
Income Statement Blackridgebank All Insured Commercial Banks in North Dakota
Interest and Fees on Loans 17,269 7,878
Income from Lease Financing Receivables — 41
147 62
Estimated Tax Benefit from Tax-Exempt Loan Income 76 32
Income on Loans and Leases (TE) 17,345 8,071
Investment Interest Income (TE) 614 1,178
Total Interest Income (TE) 18,096 9,503
Total Interest Expense 1,895 749
Net Interest Income (TE) 16,201 8,704
Non-Interest Income 5,783 1,682
Adjusted Operating Income (TE) 21,984 10,383
Non-interest Expense 16,316 6,115
Provision for Loan & Lease Losses 420 424
Pretax Operating Income (TE) 5,248 3,789
Pretax Net Operating Income (TE) 5,248 3,895
Applicable Income Taxes 1,990 324
Net Operating Income 3,103 3,002
Net Income 3,103 3,002
Cash Dividends Declared 2,000 1,740
Retained Earnings 1,103 1,178