Net Income Analysis ( % relative to Total Revenue )
Income Statement Black Mountain Savings Bank, Ssb All Insured Savings Banks in North Carolina
Interest and Fees on Loans 1,331 6,665
Income from Lease Financing Receivables — 0
— 0
Estimated Tax Benefit from Tax-Exempt Loan Income — 0
Income on Loans and Leases (TE) 1,331 6,665
Investment Interest Income (TE) — 938
Total Interest Income (TE) 1,386 7,730
Total Interest Expense 262 1,180
Net Interest Income (TE) 1,124 6,551
Non-Interest Income 53 1,035
Adjusted Operating Income (TE) 1,177 7,641
Non-interest Expense 1,016 6,072
Provision for Loan & Lease Losses — 53
Pretax Operating Income (TE) 161 1,505
Pretax Net Operating Income (TE) 161 1,603
Applicable Income Taxes 49 462
Net Operating Income 112 1,035
Net Income 112 1,035
Cash Dividends Declared — 130
Retained Earnings 112 854