Big Sky Western Bank
Bozeman, MT — Domestic Branch of a Domestic Bank
Acquired May 2012
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Big Sky Western Bank | All Insured Commercial Banks in Montana |
Interest and Fees on Loans | 3,011 | 1,476 |
Income from Lease Financing Receivables | — | 0 |
83 | 9 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 42 | 5 |
Income on Loans and Leases (TE) | 3,053 | 1,481 |
Investment Interest Income (TE) | 770 | 322 |
Total Interest Income (TE) | 3,832 | 1,864 |
Total Interest Expense | 321 | 250 |
Net Interest Income (TE) | 3,511 | 1,612 |
Non-Interest Income | 478 | 303 |
Adjusted Operating Income (TE) | 3,989 | 1,927 |
Non-interest Expense | 2,212 | 1,163 |
Provision for Loan & Lease Losses | 800 | 179 |
Pretax Operating Income (TE) | 977 | 616 |
Pretax Net Operating Income (TE) | 977 | 628 |
Applicable Income Taxes | 233 | 91 |
Net Operating Income | 600 | 450 |
Net Income | 600 | 450 |
Cash Dividends Declared | 750 | 163 |
Retained Earnings | -150 | 254 |