Net Income Analysis ( % relative to Total Revenue )
Income Statement Belmont Bank & Trust Company All Insured Commercial Banks in Illinois
Interest and Fees on Loans 13,593 8,415
Income from Lease Financing Receivables — 4
161 41
Estimated Tax Benefit from Tax-Exempt Loan Income 83 20
Income on Loans and Leases (TE) 13,676 8,470
Investment Interest Income (TE) 2,154 1,438
Total Interest Income (TE) 15,878 10,200
Total Interest Expense 1,786 1,041
Net Interest Income (TE) 14,092 9,113
Non-Interest Income 1,033 2,030
Adjusted Operating Income (TE) 15,125 11,316
Non-interest Expense 5,929 7,442
Provision for Loan & Lease Losses 870 307
Pretax Operating Income (TE) 8,326 3,453
Pretax Net Operating Income (TE) 8,459 3,554
Applicable Income Taxes 2,809 569
Net Operating Income 5,084 2,671
Net Income 5,084 2,670
Cash Dividends Declared 300 1,225
Retained Earnings 4,784 1,214