Bcbank, Inc.
Philippi, WV — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Bcbank, Inc. | All Insured Commercial Banks in West Virginia |
Interest and Fees on Loans | 3,812 | 11,666 |
Income from Lease Financing Receivables | — | 1 |
27 | 100 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 13 | 47 |
Income on Loans and Leases (TE) | 3,825 | 11,724 |
Investment Interest Income (TE) | 420 | 1,523 |
Total Interest Income (TE) | 4,294 | 13,460 |
Total Interest Expense | 362 | 1,601 |
Net Interest Income (TE) | 3,932 | 11,860 |
Non-Interest Income | 747 | 3,481 |
Adjusted Operating Income (TE) | 4,679 | 15,431 |
Non-interest Expense | 4,279 | 10,280 |
Provision for Loan & Lease Losses | 75 | 502 |
Pretax Operating Income (TE) | 325 | 4,739 |
Pretax Net Operating Income (TE) | 106 | 4,910 |
Applicable Income Taxes | -50 | 1,424 |
Net Operating Income | 138 | 3,265 |
Net Income | 138 | 3,285 |
Cash Dividends Declared | 97 | 1,194 |
Retained Earnings | 41 | 1,335 |