Efficiency Ratio Over Time
Efficiency Ratio Baybank All Insured Commercial Banks in Michigan
12-31-2016 78.949 71.925
09-30-2016 74.666 72.284
06-30-2016 77.581 72.703
03-31-2016 85.596 74.111
12-31-2015 74.506 73.902
09-30-2015 75.044 72.796
06-30-2015 77.806 73.108
03-31-2015 74.44 74.364
12-31-2014 71.172 75.309
09-30-2014 70.89 75.334
06-30-2014 72.321 75.605
03-31-2014 74.583 76.846
12-31-2013 71.285 74.841
09-30-2013 70.592 73.806
06-30-2013 71.409 73.811
03-31-2013 70.829 73.988
12-31-2012 66.279 71.723
09-30-2012 66.146 71.614
06-30-2012 66.935 71.839
03-31-2012 65.74 72.697
12-31-2011 69.725 73.486
09-30-2011 70.497 73.637
06-30-2011 72.654 74.221
03-31-2011 73.971 75.166
12-31-2010 71.947 74.379
09-30-2010 72.48 74.86
06-30-2010 72.604 75.739
03-31-2010 75.719 76.883
12-31-2009 69.869 82.058
09-30-2009 69.034 81.121
06-30-2009 68.997 82.109
03-31-2009 67.544 80.184
12-31-2008 64.926 80.181
09-30-2008 63.949 75.465
06-30-2008 64.102 75.619
03-31-2008 66.88 76.097
12-31-2007 66.693 72.221
09-30-2007 66.666 70.635
06-30-2007 66.108 69.92
03-31-2007 65.961 70.315
12-31-2006 65.608 66.877
09-30-2006 65.633 65.716
06-30-2006 65.528 66.171
03-31-2006 66.701 66.982
12-31-2005 61.206 64.078
09-30-2005 61.39 64.016
06-30-2005 62.764 63.808
03-31-2005 64.87 64.541
12-31-2004 64.308 64.329
09-30-2004 64.785 64.747
06-30-2004 64.852 65.538
03-31-2004 68.203 66.274
12-31-2003 62.2 63.66
09-30-2003 61.903 62.955
06-30-2003 62.271 63.034
03-31-2003 62.271 63.233
12-31-2002 64.831 62.526