Baybank
Gladstone, MI — Non-member Bank
Active
Vitals
-
Total Assets89.0M 1.5 %
-
Total Deposits79.9M 1.3 %
-
Total Net Loans52.3M 7.3 %
-
Net Income653000.0000 -2.2 %
-
Book Value8.2M -0.4 %
-
Book Value x216.4M -0.4 %
-
Book Value x324.6M -0.4 %
Balance Sheet Highlights
Financial Highlights | Baybank | All Insured Commercial Banks in Michigan |
Balance Sheet $(000) | ||
Total Assets | 89,037 | 330,697 |
Total Net Loans | 52,298 | 227,599 |
Total Deposits | 79,913 | 278,247 |
Total Equity | 8,195 | 33,935 |
Profitability | ||
Net Income | 653 | 3,589 |
Return on Average Assets | .72 | .954 |
Return on Average Equity | 7.746 | 8.772 |
Net Interest Margin | 3.943 | 3.821 |
Efficiency Ratio | 78.949 | 71.925 |
Noninterest Income/Revenue | 16.186 | 24.061 |
Balance Sheet Ratios | ||
Loan-to-Deposit | 65.444 | 76.845 |
Securities/Assets | .312 | .16 |
Total Equity/Total Assets | .092 | .103 |
Tangible Equity/Tangible Assets | .092 | .098 |
Capital Adequacy | ||
Tier 1 Common Capital | 8,302 | 32,553 |
Tier 1 Capital | 8,302 | 32,664 |
Tier 2 Capital | 575 | 2,479 |
Total Capital | 8,877 | 35,133 |
Total Risk Weighted Assets | 69,350 | 242,208 |
Leverage Ratio | 9.34 | 10.341 |
Common Equity Tier 1 Capital Ratio | 11.97 | 15.339 |
Tier 1 Capital Ratio | 11.97 | 15.393 |
Total Capital Ratio | 12.8 | 16.423 |
Timeline for Baybank
Baybank Corporation
Baybank Corporation became a new parent organization for Baybank.
View Profile Jun 18 1997Baybank
Baybank was established 111 years ago and is currently headquartered in Gladstone, MI.
Jul 01 1912Relationships | Role | Relationship Start | Relationship End |
Baybank Corporation | Parent | 6/18/1997 |
Similar Organizations
Organization | City | State | Total Assets |
---|---|---|---|
Western Heritage Bank
|
Las Cruces | NM | 88.5M |
Union State Bank
|
Winterset | IA | 88.0M |
The Farmers Bank
|
Greensboro | GA | 88.9M |
Gunnison Valley Bank
|
Gunnison | UT | 87.8M |
Century Bank
|
Shenandoah | IA | 89.2M |
State Bank Of Richmond
|
Richmond | MN | 89.4M |
Heritage Community Bank
|
Greeneville | TN | 89.6M |
State Bank Of Missouri
|
Concordia | MO | 86.9M |
Citizens Bank & Trust
|
Rock Port | MO | 90.2M |
Farmers Trust & Savings Bank
|
Earling | IA | 86.1M |