Assets
Liabilities
Assets Bay Bank All Insured Commercial Banks in Alabama
Total Assets 78,005,000 211,360,362
Loans & Leases 42,467,000 122,353,543
Real Estate Loans 37,795 95,349
Commercial Loans 4,514 17,482
Individual Loans 980 7,438
Agricultural Loans — 1,395
Other Loans and Leases in Domestic and Foreign Offices — 2,735
Loan and Lease Allowance (822) (2,013)
Unearned Income on Loans — (32)
Securities 19,598,000 59,648,448
U.S. Treasury and Agency Securities 16,702 38,793
Municipal Securities — 18,856
Foreign Debt Securities — 0
All Other Securities 2,896 2,000
Cash & Balances due from depository institutions 8,069,000 14,364,526
Noninterest-Bearing Cash and Due From Banks 1,285 6,221
Interest-Bearing Bank Balances 6,784 8,144
Federal Funds Sold and Resales 228 1,892
Trading Account Assets — 0
Premises and fixed assets (including capitalized leases) 4,180 4,574
Other Real Estate Owned 652 1,869
Direct and Indirect Investments in Real Estate Ventures — 0
Investment in Unconsolidated Subsidiaries — 2
Acceptances and Other Assets 2,811 6,657
Liabilities Bay Bank All Insured Commercial Banks in Alabama
Total Liabilities 78,006,000 209,573,319
Deposits 72,313,000 183,747,638
Demand Deposits 13,319 26,954
All NOW & ATS Accounts 10,983 22,124
Money Market Deposit Accounts 9,741 38,749
Other Nontransaction Savings 4,001 18,428
Time Deposits At Or Below Insurance Limit 19,280 58,380
Fully Insured Brokered Deposits — 1,213
Less: Fully Insured Brokered Deposits — (1,213)
Time Deposits Above Insurance Limit 1,749 12,779
Total Deposits in Foreign Offices — 0
Federal Home Loan Bank Borrowings Maturing Under One Year 9,450 572
Federal Funds Purchased & Resales 2,646 677
Federal Home Loan Bank Borrowing Maturing Over One Year 1,007 3,793
Other Borrowings Maturing Under One Year — 0
Other Borrowing Maturing Over One Year — 0
Acceptances & Other Liabilities 137 1,292
Capital 5,693,000 25,825,681
Subordinated Notes and Debentures — 0
Total Equity 5,693 25,826