Bay Bank, Fsb
Columbia, MD — Federal Savings Bank
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Net Interest Margin Over Time
| Net Interest Margin | Bay Bank, Fsb | All Insured Savings Banks in Maryland |
| 12-31-2016 | 4.203 | 3.292 |
| 09-30-2016 | 4.194 | 3.298 |
| 06-30-2016 | 4.294 | 3.05 |
| 03-31-2016 | 4.226 | 3.198 |
| 12-31-2015 | 4.737 | 3.137 |
| 09-30-2015 | 4.793 | 3.149 |
| 06-30-2015 | 4.809 | 3.156 |
| 03-31-2015 | 4.703 | 3.131 |
| 12-31-2014 | 5.383 | 3.197 |
| 09-30-2014 | 5.275 | 3.209 |
| 06-30-2014 | 5.494 | 3.266 |
| 03-31-2014 | 5.37 | 3.205 |
| 12-31-2013 | 4.458 | 3.13 |
| 09-30-2013 | 4.179 | 3.222 |
| 06-30-2013 | 3.58 | 3.21 |
| 03-31-2013 | 6.463 | 3.322 |
| 12-31-2012 | 7.492 | 3.198 |
| 09-30-2012 | 7.748 | 3.248 |
| 06-30-2012 | 7.871 | 3.249 |
| 03-31-2012 | 8.004 | 3.265 |