Assets
Liabilities
Assets Bay Bank, Fsb All Insured Savings Banks in Maryland
Total Assets 620,316,000 301,352,316
Loans & Leases 485,894,000 213,593,421
Real Estate Loans 427,972 205,055
Commercial Loans 58,674 7,994
Individual Loans 2,023 2,531
Agricultural Loans — 0
Other Loans and Leases in Domestic and Foreign Offices 48 128
Loan and Lease Allowance (2,823) (2,028)
Unearned Income on Loans — (87)
Securities 61,354,000 39,158,526
U.S. Treasury and Agency Securities 43,314 33,835
Municipal Securities 2,637 1,659
Foreign Debt Securities 3,497 184
All Other Securities 11,906 3,481
Cash & Balances due from depository institutions 39,308,000 30,404,158
Noninterest-Bearing Cash and Due From Banks 7,645 5,732
Interest-Bearing Bank Balances 31,663 24,672
Federal Funds Sold and Resales 720 2,209
Trading Account Assets — 0
Premises and fixed assets (including capitalized leases) 3,790 4,039
Other Real Estate Owned 1,225 2,307
Direct and Indirect Investments in Real Estate Ventures — 36
Investment in Unconsolidated Subsidiaries — 50
Acceptances and Other Assets 28,025 9,557
Liabilities Bay Bank, Fsb All Insured Savings Banks in Maryland
Total Liabilities 620,316,000 301,352,368
Deposits 554,941,000 256,680,211
Demand Deposits 26,739 15,732
All NOW & ATS Accounts 12,621 12,588
Money Market Deposit Accounts 109,930 45,161
Other Nontransaction Savings 250,718 62,389
Time Deposits At Or Below Insurance Limit 114,872 95,847
Fully Insured Brokered Deposits 11,053 3,210
Less: Fully Insured Brokered Deposits (11,053) (3,210)
Time Deposits Above Insurance Limit 11,799 9,766
Total Deposits in Foreign Offices — 0
Federal Home Loan Bank Borrowings Maturing Under One Year 20,000 6,195
Federal Funds Purchased & Resales — 4
Federal Home Loan Bank Borrowing Maturing Over One Year — 6,714
Other Borrowings Maturing Under One Year — 0
Other Borrowing Maturing Over One Year — 214
Acceptances & Other Liabilities 8,262 2,070
Capital 65,375,000 44,672,158
Subordinated Notes and Debentures — 0
Total Equity 65,375 44,672