Net Income Analysis ( % relative to Total Revenue )
Income Statement Bartow County Bank All Insured Commercial Banks in Georgia
Interest and Fees on Loans 2,560 1,933
Income from Lease Financing Receivables — 0
2 4
Estimated Tax Benefit from Tax-Exempt Loan Income — 1
Income on Loans and Leases (TE) 2,560 1,934
Investment Interest Income (TE) 194 255
Total Interest Income (TE) 2,773 2,210
Total Interest Expense 1,115 654
Net Interest Income (TE) 1,658 1,546
Non-Interest Income -579 279
Adjusted Operating Income (TE) 1,079 1,863
Non-interest Expense 2,855 1,556
Provision for Loan & Lease Losses — 365
Pretax Operating Income (TE) -1,776 -28
Pretax Net Operating Income (TE) -1,776 -10
Applicable Income Taxes — 27
Net Operating Income -1,776 -38
Net Income -1,776 -38
Cash Dividends Declared — 3
Retained Earnings -1,776 -55