Net Income Analysis ( % relative to Total Revenue )
Income Statement Banner Banks All Insured Commercial Banks in Wisconsin
Interest and Fees on Loans 1,821 8,778
Income from Lease Financing Receivables 18 1
106 81
Estimated Tax Benefit from Tax-Exempt Loan Income 55 41
Income on Loans and Leases (TE) 1,894 8,830
Investment Interest Income (TE) 704 1,225
Total Interest Income (TE) 2,760 10,297
Total Interest Expense 243 1,031
Net Interest Income (TE) 2,517 9,193
Non-Interest Income 202 1,813
Adjusted Operating Income (TE) 2,719 11,079
Non-interest Expense 1,916 6,946
Provision for Loan & Lease Losses — 167
Pretax Operating Income (TE) 803 3,889
Pretax Net Operating Income (TE) 820 3,922
Applicable Income Taxes 4 705
Net Operating Income 583 3,014
Net Income 583 3,013
Cash Dividends Declared 2,457 1,435
Retained Earnings -1,874 1,350