Banktrust Financial
Henderson, KY — Non-member Bank
Acquired Jan 2015
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Banktrust Financial | All Insured Commercial Banks in Kentucky |
Interest and Fees on Loans | 5,923 | 8,002 |
Income from Lease Financing Receivables | — | 1 |
12 | 45 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 6 | 22 |
Income on Loans and Leases (TE) | 5,929 | 8,034 |
Investment Interest Income (TE) | 554 | 1,638 |
Total Interest Income (TE) | 6,515 | 9,814 |
Total Interest Expense | 764 | 1,187 |
Net Interest Income (TE) | 5,751 | 8,569 |
Non-Interest Income | 1,906 | 1,923 |
Adjusted Operating Income (TE) | 7,657 | 10,606 |
Non-interest Expense | 6,059 | 7,603 |
Provision for Loan & Lease Losses | 154 | 296 |
Pretax Operating Income (TE) | 1,444 | 2,716 |
Pretax Net Operating Income (TE) | 1,444 | 2,780 |
Applicable Income Taxes | 460 | 380 |
Net Operating Income | 952 | 2,111 |
Net Income | 952 | 2,111 |
Cash Dividends Declared | 1,250 | 1,179 |
Retained Earnings | -298 | 893 |