Net Income Analysis ( % relative to Total Revenue )
Income Statement Bankers Trust Company All Insured Commercial Banks in Iowa
Interest and Fees on Loans 18,004 5,640
Income from Lease Financing Receivables — 0
— 44
Estimated Tax Benefit from Tax-Exempt Loan Income — 22
Income on Loans and Leases (TE) 18,004 5,673
Investment Interest Income (TE) 850 1,204
Total Interest Income (TE) 19,058 7,060
Total Interest Expense 2,809 849
Net Interest Income (TE) 16,249 6,187
Non-Interest Income 2,916 1,100
Adjusted Operating Income (TE) 19,165 7,320
Non-interest Expense 10,820 4,313
Provision for Loan & Lease Losses 350 195
Pretax Operating Income (TE) 7,995 2,749
Pretax Net Operating Income (TE) 7,995 2,812
Applicable Income Taxes 2,798 294
Net Operating Income 5,081 2,174
Net Income 5,081 2,174
Cash Dividends Declared 800 1,102
Retained Earnings 4,281 997